Generally, any insurance policy that is provided to you as a benefit of employment falls under ERISA. This includes long-term disability policies, health insurance policies and life insurance policies.
If you have had difficulties with an insurance claim under your employer-provided insurance policy, you will find that your rights are very limited due to the restrictions of ERISA. Despite the difficulty and complexity of bringing a complaint or an appeal of a claim denial, it can be done. But it must be done right.
At Pillsbury & Levinson, LLP, our San Francisco long-term disability lawyers represent clients whose long-term disability claims, life insurance claims and health insurance claims have been delayed, denied or undervalued by the insurance company. We review policies and denials, advise clients on steps we can take, and handle ERISA appeals.
Pillsbury & Levinson, LLP, is one of California's premier ERISA law firms. Our attorneys have decades of experience, in-depth knowledge and significant resources to bring to your case in order to secure a satisfactory result.
We've brought — and won — cases against the largest insurance companies operating in California, including:
It is important to discuss your options with an ERISA lawyer as early in the process as possible. We can help you build a case file that will give your long-term disability claim a greater likelihood of being approved on appeal.
To discuss the claim denial you received from your employer-provided insurance carrier, contact a disability insurance attorney at Pillsbury & Levinson, LLP. From offices in San Francisco's Transamerica pyramid, we represent clients throughout California.
NOTE: Labels in bold are required.
Under ERISA, a policyholder may:
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